Pre-retirement planning

A full financial review leading up to retirement can be invaluable, in particular looking at the following areas:

• Maximising pension provision
• Exit strategy - sale and succession

Retirement planning

Decisions made at retirement are often fundamental to future financial well-being. Independent advice is essential in the following areas:

• Pension arrangements - to identify the most appropriate options in respect of annuities, income drawdown, phased retirement and tax-free cash strategies
• Inheritance tax planning
• Investment for income
• Long term care

Require more information? email info@lycetts.co.uk