With increased publicity surrounding claims and the resultant litigation, comes increased awareness for the policyholder of the need for higher liability limits. This is compounded by the current risk aware climate, where customers demand increased levels of cover.

It is commonplace for insurers to restrict their limits of indemnity and many primary insurers are seeking to reduce these limits. This increases the need for excess liability cover to make up these limits.

Excess of loss products are no longer widely available from mainstream insurers and in most cases, not available to the traditional broker. We have several facilities to place high limits for most risks (including most high risk trades) both within the company market and at Lloyds and will happily place these risks in isolation - no risk is too big or too small.

Quotations are provided promptly and subsequent service delivery is of a high standard. Combined with our competitive commission rates and low minimum premiums, we are confident that our exceptional service ethic will ensure a long and pleasant working relationship with our brokers.

For a quick and easy quotation, download the form below and email it to roslyn.bayley@lycetts.co.uk or surrey@lycetts.co.uk. Alternatively fax it to 01483 797 301.

Cover can be bound via e-mail or fax with the only requirement being a copy of the underlying schedule and wording post binding.