Lycetts Financial Services

We Know The Personal Investment Advice Process

Here at Lycetts, we need to get to know individuals to understand their financial objectives and priorities. In order to achieve this, we establish a personal investment advice process and review this on a regular basis.

Financial services is complex, so our aim is to make the process as simple and effective as possible to provide a value added service.

Adviser

Consultation & Recommendation

  • Establish objectives and expectations
  • Define adviser and Lycetts capabilities
  • Agree terms of business and adviser charges
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Adviser

Consultation & Recommendation

  • Identify key facts (assets/income etc)
  • Agree financial objectives and priorities
  • Establish attitude to risk
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Administrator

Consultation & Recommendation

  • Collate information
  • Obtain valuations
  • Assess adequacy of existing plans
  • Review risk profile and current investments
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Administrator

Implementation

  • Idenitify appropriate solutions
  • Obtain quotations
  • Detail assumptions made
  • Confirm sustainability of proposal solutions
  • Check compliance
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Adviser

Implementation

  • Deliver financial plan and recommendations
  • Check assumptions and priorities
  • Complete paperwork
  • Agree servicing strategy
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Administrator

Implementation

  • Initiate application process
  • Manage process to completion
  • Update records
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Administrator

Ongoing Advice & Service

  • Review financial plan on agreed basis and prepare valuations
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Adviser

Ongoing Advice & Service

  • Ongoing advice, management and reviews
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Simon Landale

Newcastle

Contact Simon Contact The Team

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Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

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Nick Straker 3

Nick Straker

Director

Clayton Kopko 3

Clayton Kopko

Systems Manager

Ros Beddie 3

Ros Beddie

Pension Administrator

Dominic McAteer 3

Dominic McAteer

Independent Financial Adviser

Louise Fairlamb 3

Louise Fairlamb

Para Planner

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

To transfer or not? When it comes to Defined Benefit pension schemes, that is the question.

February 2, 2017

Defined Benefit (DB) Pensions are the Rolls Royce of pensions. These gold-plated pensions give a defined level of inflation-proofed income in retirement. However, like a Rolls Royce they are very expensive, which is why most employers no longer offer them to new employees.

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Personal Tax update for the 2017/2018 tax year

January 25, 2017

Compared to George Osborne’s statements and budgets in 2015 the new Chancellor had few surprises in last year’s Autumn Statement for investors and savers. The most noteworthy changes are to Income Tax thresholds, a new enhanced Residence Nil Band tax rate and new Lifetime ISAs, all of which come into effect in the tax year...

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LYCETTS LOCATIONS

Our Offices

  • Newcastle

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

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