Commercial Insurance

Employer's Liability Insurance

Lycetts helps employers to put the right cover arrangements in place and reduce exposure to risk.

Any business employing a person or persons is legally obliged to take out at least £5m of employers liability insurance, which provides cover for claims made by employees for illness or injury incurred at work.

 

With government fines of up to £2,500 per day for employers without policies, it is well worth arranging the right level of cover early to avoid penalties.

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

Kris Johnson

Newcastle

Contact Kris Contact The Team

*Required fields

*Required fields

How to claim employers liability insurance.

It is a condition of all insurance policies that incidents that may result in claims are reported to insurers without delay. If such incidents are not reported within an acceptable timescale (usually 30 days from the time of the incident) your insurers may refuse to indemnify you.

 

In the event of a claim in relation to a commercial business policy, you should contact your Lycetts account executive/handler as soon as possible. When completing claim forms, ensure the whole form is completed as far as possible and it is signed on your behalf or your company’s behalf by an authorised person. For further detailed information relating to claims concerning injury to employees or third parties, damage to third party property, loss or damage to own property, personal accident and sickness or motor accidents, please click here.

Have you thought about...

An attractive employee benefits package can enhance an employer's value, helping to...

read more

By putting an individual’s requirements at the forefront of the pension planning process...

read more

Lycetts SME insurance team is experienced in advising and acting on behalf of small and...

read more

In today's knowledge economy, businesses need to look after their best people, as well as...

read more

Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

Previous Next
Colin Sadller 3

Colin Sadler

Director

Henry Norton 3

Henry Norton

Divisional Director

Graham Wedgbury

Account Executive

Chris Rye 3

Christopher Rye

Account Handler

Karin Clark 3

Karin Clark

Account Handler

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

HI TECH SPORTS EQUIPMENT AND THE RISK OF UNDERINSURANCE

May 26, 2017

The thing about sports equipment and accessories is that we tend to buy things one at a time and do not always realise their accumulated value until it is too late. Underinsurance is therefore a significant risk.

read more

Key person insurance

May 22, 2017

According to research by Legal and General, 40 per cent of small businesses would cease trading within a year if they lost a key person. The smaller the business the more impact the loss of an individual will have. There are ways to mitigate such a loss and the most simple is Key Person Insurance (KPI - also known as key man...

read more

LYCETTS LOCATIONS

Our Offices

  • Newcastle

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire