Commercial Insurance

We Know Small & Medium Enterprise Insurance

Lycetts SME insurance team is experienced in advising and acting on behalf of small and medium sized companies across a range of sectors.

We offer a tailored package of insurance products to the entire SME market and guarantee a dedicated account handler to ensure our clients receive professional advice and support.

 

As well as insuring core liabilities, such as employers, public and professional liabilities, we take into account the specific activities and needs of our SME clients businesses in order to provide comprehensive insurance solutions.

 

Our clients benefit from the strong relationships Lycetts has built up with insurers over many years, meaning we are often able to offer exclusive products and highly competitive terms to our SME client base.

 

In the event of a material damage/business interruption claim, our SME clients have access to Lycetts loss management service, which provides a dedicated loss assessment service to help prepare, present and negotiate the claim on your behalf, including the sourcing of contractors and suppliers.

 

For more information about our SME insurance services and to tailor a package to your requirements, get in touch with our professional advisers.

"We understand that SMEs don't have the time or resource of a larger organisation when it comes to handling insurance issues. From cyber theft to flooding - we are there to take away much of the stress involved in dealing with a claim"

Sue Williams 3

Sue Williams

Newcastle

How to claim SME insurance.

It is a condition of all insurance policies that incidents that may result in claims are reported to insurers without delay. If such incidents are not reported within an acceptable timescale (usually 30 days from the time of the incident), your insurers may refuse to indemnify you.

 

In the event of a claim in relation to a commercial business policy, you should contact your Lycetts account executive/handler as soon as possible. When completing claim forms, ensure the whole form is completed as far as possible and it is signed on your behalf or your company’s behalf by an authorised person. For further detailed information relating to claims concerning injury to employees or third parties, damage to third party property, loss or damage to own property, personal accident and sickness or motor accidents, please click here.

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Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

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Colin Sadller 3

Colin Sadler

Director

Sue Williams 3

Sue Williams

Divisional Director

Philip Lofthouse 3

Philip Lofthouse

Account Executive

Adrian Prior

Account Executive

Claire Bowers

Claire Bowers

Account Handler

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

To transfer or not? When it comes to Defined Benefit pension schemes, that is the question.

February 2, 2017

Defined Benefit (DB) Pensions are the Rolls Royce of pensions. These gold-plated pensions give a defined level of inflation-proofed income in retirement. However, like a Rolls Royce they are very expensive, which is why most employers no longer offer them to new employees.

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Personal Tax update for the 2017/2018 tax year

January 25, 2017

Compared to George Osborne’s statements and budgets in 2015 the new Chancellor had few surprises in last year’s Autumn Statement for investors and savers. The most noteworthy changes are to Income Tax thresholds, a new enhanced Residence Nil Band tax rate and new Lifetime ISAs, all of which come into effect in the tax year...

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LYCETTS LOCATIONS

Our Offices

  • Newcastle

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  • Marlborough

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

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