Equine Insurance

Employer's Liability for HPA Members

Lycetts has been the ‘go-to’ polo insurance broker for many years and we are particularly proud of our long standing association with the Hurlingham Polo Association (HPA).

Our employer’s liability insurance policy for HPA members is designed to protect individual members of the HPA for their liability exposure as an employer of personnel working solely in polo. This insurance does not extend to cover any other type of employee employed by a member in whatever capacity. The maximum limit of indemnity is £10,000,000.

 

Employer’s liability is a legal requirement and ordinarily it is not available as a stand-alone policy. However, due to the connections that we have between the worlds of polo and insurance, a special deal has been negotiated to best serve HPA members.

 

Eligibility for this product is contingent on the HPA member being the applicant/employer in their own name as a private individual and not engaged in polo for any commercial business or gain. If this is not the case, this product is not suitable, as employer’s liability will have to be purchased in conjunction with public liability. Where this is the case, please contact us direct for further information.

 

At this stage, it must be fully understood that the cover is only valid provided:

 

  • The employee(s) is/are in the employment of the policyholder.
  • All of your employees employed in polo are insured under this policy.
  • The employee(s) is/are involved exclusively in activities directly involved with polo.

 

In no way does the policy extend to indemnify the policyholder for any third party damage or injury, or any ‘Player-to-Player’ cover.

 

Neither does this policy extend to indemnify any employer for an employee’s activity as a professional polo player injured whilst playing in a polo match.

 

If you would like a quote for this policy, please use this link to proceed to the Employer’s Liability Quotation Request form.

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

Piers Plunket

Marlborough

Contact Piers Contact The Team

*Required fields

*Required fields

How to claim employer's liability insurance.

In the event of a serious incident, please email or telephone your usual Lycetts contact with the details and the completed RIDDOR report form.

 

If you receive formal notification of a claim, please forward the letter by email or fax to your usual Lycetts contact. Please do not make any attempt to reply direct, even if the allegations are untrue. Please note that there is an obligation placed upon insurers to acknowledge receipt of a formal claim within 24 hours and it is therefore important that we receive it as soon as possible. For further information about equine property or equine claims, please click here.

Have you thought about...

If your property has outbuildings, stabling, an arena or gallops or you operate an...

read more

Due to the flexible nature of the policies that we can offer, we are able to arrange short...

read more

We are one of the very few insurance brokers able to offer insurance for polo ponies.

read more

Due to the increasing number of claims being made against Equestrian Businesses, Lycetts...

read more

Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

Previous Next
Charles Foster 3

Charles Foster

Chief Executive

Charles Seymour 3

Charles Seymour

Director

Nick Straker 3

Nick Straker

Director

Colin Sadller 3

Colin Sadler

Director

Simon Harper 3

Simon Harper

Director

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

New Year flytipping warning for farmers as figures reveal incidents are on the increase

January 19, 2018

Recently-released figures from Department for the Environment, Food and Rural Affairs (DEFRA) revealed that more than one million incidents of fly-tipping were dealt with by councils in England in 2016-17, costing taxpayers nationally £58m to clear up.

read more

Lycetts boosts regional presence with new West Country office at Berwick St Leonard

January 18, 2018

Lycetts has opened a new office at Berwick St Leonard, near Tisbury, Wiltshire, bolstering its presence in the South West. The new office sees Lycetts establish its 17th location nationwide, and it’s third in the South West, alongside sites in Marlborough and Exeter.

read more

LYCETTS LOCATIONS

Our Offices

  • Newcastle

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newcastle Risk Management

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire