Equine Insurance

We Know Horsebox insurance

Lycetts can arrange horsebox and equestrian motor fleet insurance

We are able to arrange motor insurance for our existing clients and would be delighted to help with the following:

  • Horseboxes
  • Agricultural vehicles
  • Private cars
  • Commercial vehicels
  • Quad bikes and other ATVs

 

The majority of our clients benefit from the flexibility of an agricultural motor fleet policy which we can arrange, subject to circumstances, for any driver over 25 if there is a horsebox or tractor included on the policy.

 

 

"We ensure our clients are insured to the right levels, and in the event of changes to a policy, we provide prompt assistance to clients whose motor circumstances have changed"

Anna Goodley 3

Anna Goodley

Newmarket

How to claim equine motor insurance

At the scene of the accident, you should:

 

  1. Exchange names, addresses and insurance details with all of the parties involved;
  2. Obtain the names and addresses of any independent witnesses; and
  3. Do not admit liability.

In addition, please note the following guidelines:

  • A claim form should be completed for all claimswhich will be provided to you upon reporting the incident to Lycetts.
  • Upon receipt of the estimate for repair, insurers may wish to arrange for an inspection of the vehicle.
  • If you need to hire alternative transport, this must be agreed first with Lycetts and costs should be kept to a minimum.
  • Once repairs have been agreed and completed you will still have to pay the policy excess to the garage.
  • If you are VAT registered, you will have to pay VAT to the garage and then reclaim it in the usual way.
  • If someone claims against you, do not answer direct, send all correspondence to Lycetts without delay.

If you or your driver is to be prosecuted for an offence following an accident, send a copy of the summons to Lycetts (in most circumstances your insurance company will be prepared to defend the action on your behalf and pay costs incurred with their consent).

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Tom Forster 3

Tom Forster

Divisional Director

Will McCarter 3

William McCarter

Divisional Director

Tim Mayhew 3

Timothy Mayhew

Account Executive

Zoe Wales 3

Zoe Wales

Account Executive

Jo Parkes

Account Handler

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

Responsibility and timing: how the new Insurance Act affects land agents

April 11, 2017

Land agents should be aware of their responsibility for providing complete information for the insurer. The detail now required also means it may take longer to turn around quotes.

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March 2017 Budget

March 29, 2017

Detailed below are the main talking points from a financial planning perspective and Lycetts commentary where appropriate:

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