If your home is a high value property, Lycetts can access a specialist buildings insurance policy on your behalf which will provide you with the most comprehensive cover available at a competitive premium. We understand that no two properties are alike and your account executive will choose the most appropriate insurer for your property, whether it be a town or country property, a new build or a historic listed building.
We also recognise the importance of trying to ensure that your current buildings sum insured is the estimated cost of re-building your house from scratch. Understandably, many people either guess the cost, base it on market value or take it from an inappropriate mortgage valuation. The result of these is that you may find yourself under insured in the event of a major flood or fire.
Many of the insurers on our panel will carry out a survey of your property at policy inception, which can help identify under-insurance. Lycetts also has close relationships with a number of specialist firms who can carry out a re-building survey on your behalf to establish what the current sum insured should be.
Factors that can affect the re-building calculation are:
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"Where you choose to live, the style of the home and its size are all very personal decisions. So it would seem foolish not to find the insurance you need in such a personal way too."Contact Jonathan
Legal expenses cover is included with most of the household insurance policies we arrange.read more
We're there even when you're not in your overseas property.read more
Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.
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Lycetts offers a range of estate property insurance, with high limits available for those...read more
Lycetts offers protection for businesses in the event of environmental disturbance or damage.read more
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Our experienced staff understand your needs.
Read more about developments both in insurance and at Lycetts.
March 21, 2017
For the fifth year running Lycetts will be the headline sponsor for the Grantham Cup at the Belton International Horse Trials in Lincolnshire 31st March – 2nd April 2017. This continues our ten year association with the eventing world, having previously sponsored the Young Horse Championship for five years.read more
March 7, 2017
Last year Lycetts joined forces with conservation charity Tusk and distinguished wildlife artist Hamish Mackie to raise money to help support the continued fight for wildlife protection in Africa.read more