Private Insurance

We Know Buildings Insurance

The soul of your home is in safe hands.

If your home is a high value property, Lycetts can access a specialist buildings insurance policy on your behalf which will provide you with the most comprehensive cover available at a competitive premium. We understand that no two properties are alike and your account executive will choose the most appropriate insurer for your property, whether it be a town or country property, a new build or a historic listed building.

 

We also recognise the importance of trying to ensure that your current buildings sum insured is the estimated cost of re-building your house from scratch. Understandably, many people either guess the cost, base it on market value or take it from an inappropriate mortgage valuation. The result of these is that you may find yourself under insured in the event of a major flood or fire.

 

Many of the insurers on our panel will carry out a survey of your property at policy inception, which can help identify under-insurance. Lycetts also has close relationships with a number of specialist firms who can carry out a re-building survey on your behalf to establish what the current sum insured should be.

 

Factors that can affect the re-building calculation are:

 

  • Contemporary designs
  • Listed properties
  • Extensive outbuildings
  • Recent home improvements that may have been overlooked

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

Johnatan Lloyd 3

Jonathan Lloyd

London

"Where you choose to live, the style of the home and its size are all very personal decisions. So it would seem foolish not to find the insurance you need in such a personal way too."

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How to claim buildings insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident.

Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.

For further detailed information, please click here.

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Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

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Charles Foster 3

Charles Foster

Chief Executive

William Barne 3

William Barne

Director

Wiliam Nicholl 3

William Nicholl

Director

Charles Seymour 3

Charles Seymour

Director

Nick Straker 3

Nick Straker

Director

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

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LYCETTS LOCATIONS

Our Offices

  • Newcastle

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  • Newcastle Risk Management

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  • Yorkshire