If your home is a high value property, Lycetts can access a specialist buildings insurance policy on your behalf which will provide you with the most comprehensive cover available at a competitive premium. We understand that no two properties are alike and your account executive will choose the most appropriate insurer for your property, whether it be a town or country property, a new build or a historic listed building.
We also recognise the importance of trying to ensure that your current buildings sum insured is the estimated cost of re-building your house from scratch. Understandably, many people either guess the cost, base it on market value or take it from an inappropriate mortgage valuation. The result of these is that you may find yourself under insured in the event of a major flood or fire.
Many of the insurers on our panel will carry out a survey of your property at policy inception, which can help identify under-insurance. Lycetts also has close relationships with a number of specialist firms who can carry out a re-building survey on your behalf to establish what the current sum insured should be.
Factors that can affect the re-building calculation are:
Free Inverawe Gift Box when you take out household insurance cover with us todayContact Now
"Where you choose to live, the style of the home and its size are all very personal decisions. So it would seem foolish not to find the insurance you need in such a personal way too."Contact Jonathan
Legal expenses cover is included with most of the household insurance policies we arrange.read more
We're there even when you're not in your overseas property.read more
Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.
For further detailed information, please click here.
Lycetts offers a range of estate property insurance, with high limits available for those...read more
Lycetts offers protection for businesses in the event of environmental disturbance or damage.read more
Shotguns have both a purpose and a beauty, their value is significant whether made a year...read more
Our experienced staff understand your needs.
Read more about developments both in insurance and at Lycetts.
February 2, 2017
Defined Benefit (DB) Pensions are the Rolls Royce of pensions. These gold-plated pensions give a defined level of inflation-proofed income in retirement. However, like a Rolls Royce they are very expensive, which is why most employers no longer offer them to new employees.read more
January 25, 2017
Compared to George Osborne’s statements and budgets in 2015 the new Chancellor had few surprises in last year’s Autumn Statement for investors and savers. The most noteworthy changes are to Income Tax thresholds, a new enhanced Residence Nil Band tax rate and new Lifetime ISAs, all of which come into effect in the tax year...read more