If your home is a high value property, Lycetts can access a specialist buildings insurance policy on your behalf which will provide you with the most comprehensive cover available at a competitive premium. We understand that no two properties are alike and your account executive will choose the most appropriate insurer for your property, whether it be a town or country property, a new build or a historic listed building.
We also recognise the importance of trying to ensure that your current buildings sum insured is the estimated cost of re-building your house from scratch. Understandably, many people either guess the cost, base it on market value or take it from an inappropriate mortgage valuation. The result of these is that you may find yourself under insured in the event of a major flood or fire.
Many of the insurers on our panel will carry out a survey of your property at policy inception, which can help identify under-insurance. Lycetts also has close relationships with a number of specialist firms who can carry out a re-building survey on your behalf to establish what the current sum insured should be.
Factors that can affect the re-building calculation are:
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"Where you choose to live, the style of the home and its size are all very personal decisions. So it would seem foolish not to find the insurance you need in such a personal way too."Contact Jonathan
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Read more about developments both in insurance and at Lycetts.
April 11, 2017
Land agents should be aware of their responsibility for providing complete information for the insurer. The detail now required also means it may take longer to turn around quotes.read more