Rural Insurance

We Know Farm Vehicle and Motor Insurance

Lycetts offers tailored protection for small and large fleets of farm vehicles.

An expert in rural insurance cover, Lycetts helps farming clients protect their vehicles from theft and damage. A wide variety of farm vehicle insurance is available, depending on the size and nature of your fleet – from single commercial vehicles through to heavy goods vehicles and special terrain vehicles.

 

Our dedicated motor broking and claims team can provide a personal and experienced level of service to ensure the correct cover for your vehicle or fleet, taking into account the full needs of your business.

 

While some brokers will insist on separate policies for private, commercial and agricultural vehicles, at Lycetts we are able to combine vehicles into one farm motor insurance policy as your business grows.

 

We can also provide cover for any trailer or agricultural implement towed by a motor vehicle or transported on the front or rear of an agricultural vehicle. Cover provided will be at the same level as the towing vehicle.

 

Like all our services, farm motor cover is provided on a personalised basis via a dedicated account handler who will address every aspect of your motoring insurance needs. With a flexible, one-to-one approach and access to some of the best cover on the market, we add money-cant-buy value to clients seeking a competitive motor insurance policy.

"We ensure our clients are insured to the right levels, and in the event of changes to a policy, we provide prompt assistance to clients whose motor circumstances have changed"

Jenny Brook

Newcastle

How to claim farm vehicle insurance.

At the scene of the accident, you should:

  1. Exchange names, addresses and insurance details with all of the parties involved.
  2. Obtain the names and addresses of any independent witnesses.
  3. Refrain from any admission of liability.

 

In addition, please note the following guidelines:

  • A claim form should be completed for all claims, whether your vehicle is damaged or not, as soon as possible.
  • Where damage is caused to your vehicle, you are responsible for your policy excess and you will be expected to pay this sum to the garage in addition to the VAT (if VAT regsistered).
  • If the vehicle is still safe to drive, please obtain a repair estimate and advise Lycetts when the vehicle is going into the repairers, allowing sufficient time to arrange an inspection if necessary.
  • If the vehicle is not safe to drive, please obtain a repair estimate and advise Lycetts where the vehicle is so that an inspection can be arranged.
  • If the vehicle is beyond economical repair, a cash value is agreed with you based on the market value of the vehicle at the time of the loss. In these circumstances, insurers will require the original log book, valid MOT certificate and any spare keys.
  • If you need to hire alternative transport, you must mitigate your losses, keeping such costs to a minimum. Lycetts will attempt to recover uninsured losses from the third party if they are legally responsible.
  • When someone claims against you, send all correspondence to Lycetts without delay.

 

If you or your driver is to be prosecuted for an offence following an accident, send a copy of the summons to Lycetts (in most circumstances your insurance company will be prepared to defend the action on your behalf and pay costs incurred with their consent).

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Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

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William Barne 3

William Barne

Director

Johnny Donman 3

Johnny Denman

Divisional Director

Geordie Ogilvy Weddburn 3

Geordie Ogilvy-Wedderburn

Account Executive

Rachael Plant 3

Rachael Plant

Account Handler

Caroline Green

Account Handler

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LYCETTS LOCATIONS

Our Offices

  • Newcastle

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

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