Rural Insurance

Farm and Estate Business Interruption Insurance

Lycetts’ team of experts help rural businesses protect against incidents that lead to commercial losses.

Every year, farm and estate businesses are adversely affected by a wide range of events and incidents from damage to property caused by fires, storms and floods, through to theft and loss of livestock in transit.


While accidents and events are sadly inevitable, the impact on commercial revenue can be minimised with the right level of cover.


Our farm business interruption insurance ensures that businesses are protected by providing compensation for loss of earnings and related expenses. For example, revenue that has been lost due to premises being damaged, increased cost of working, losses incurred through the forced sale of dairy cows, weather events such as flood and storm damage, fatal injuries to livestock, and accidental damage to pipes, drains and cables.

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

William Barne


Contact William Contact The Team

*Required fields

*Required fields

How to claim farm business interruption insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.


If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of £2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.

Have you thought about...

Lycetts offers tailored protection for small and large fleets of farm vehicles.

read more

Lycetts moorland insurance protects against the cost of fire-fighting and preventing...

read more

Lycetts directors and officers liability insurance is a key part of a company's general...

read more

Lycetts provides robust, consistent and structured investment advice...

read more

Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

Previous Next
Wiliam Nicholl 3

William Nicholl


Tom Forster 3

Tom Forster

Divisional Director

Rosemary Whitehouse 3

Rosemary Whitehouse

Account Executive

Chris Roughley 3

Christopher Roughley

Account Handler

Iain Saunders 3

Iain Saunders

Account Handler

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.


May 26, 2017

The thing about sports equipment and accessories is that we tend to buy things one at a time and do not always realise their accumulated value until it is too late. Underinsurance is therefore a significant risk.

read more

Key person insurance

May 22, 2017

According to research by Legal and General, 40 per cent of small businesses would cease trading within a year if they lost a key person. The smaller the business the more impact the loss of an individual will have. There are ways to mitigate such a loss and the most simple is Key Person Insurance (KPI - also known as key man...

read more


Our Offices

  • Newcastle

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire