Rural Insurance

Farm & Estate Public and Product Liability insurance

Lycetts public and product liability insurance covers the legal liability that a business may have to non-employees for claims of negligence.

Public/product liability is essential cover for any business supplying goods and/or services. It provides financial protection for companies in the event of either injury or damage to property as a result of negligence arising out of work done or goods supplied in connection with your business.

 

The range of indemnity available usually extends to include data protection, environmental clean-up, manslaughter costs, property in your care, protection of livestock and safety legislation costs cover.

 

The policyholder will be responsible for the policy excess (first amount payable) for any property damage claim. This is usually £250 to £500, although higher excesses may apply.

 

Our standard limits of indemnity are £5,000,000 or £10,000,000, although higher limits are available on request.

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

William Nicholl

Newcastle

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How to claim public liability insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.

 

If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of £2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.

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Charles Seymour 3

Charles Seymour

Director

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William McCarter

Divisional Director

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Account Executive

Sandra Phipps

Account Handler

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Account Handler

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

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