Homeowners are being warned about the dangers of complacency after police figures revealed a drop in household burglaries during lockdown.
According to new figures from the Office of National Statistics (ONS), household burglaries in England and Wales fell by almost one quarter (22 per cent) during lockdown, which the ONS attributed to the national lockdown restrictions, as people spent more time in their homes.
As we return to a sense of normality, and homes are empty for longer periods of time – with homeowners returning to the office, socialising, and holidaying – homes could once again become prime targets and a rise in burglaries could follow.
It is vital homeowners do not rest on their laurels and have measures in place for emerging from this crisis. This includes ensuring that home security systems, from alarms and security lighting to cameras and smart locks, are in good working order and any software and cyber security updates have been made.
As well as checking security systems, homeowners should review their home insurance policies to ensure that the level of cover is correct.
High value items that have been purchased in the pandemic may have impacted the level of cover needed and leave homeowners exposed to being underinsured.
Working from home means that many of us acquired additional technology, such as computers and laptops.
Home improvement projects have also soared in the pandemic and with extra space comes additional furniture, home entertainment tech, and other home goods. Ensure to check that your policy offers sufficient cover, particularly if you have made high value purchases or carried out improvements to your home during lockdown.
Failure to do so could put you at risk of a significant shortfall should you need to make a claim in the event of a loss.