Commercial Insurance

Employers Liability Insurance

Lycetts offers employers liability insurance that caters specifically for tree surgeons and forestry contractors, while also applying to consultancy businesses as well as many other associated trades.

These businesses carry a legal requirement to hold employer’s liability insurance for tree services if they engage anyone working under their control, supervision or direction, including sub-contractors and self-employed persons.

 

For example, if aerial work involving the use of ropes and harnesses is being undertaken, the use of a groundsman who should be trained in aerial rescue techniques to comply with health and safety regulation is essential. Lycetts would arrange compulsory employers liability insurance to protect against injury to such a person and cover the substantial claims that could arise in the event of an accident.

 

The standard limit of indemnity for this section is £10,000,000, but increased limits are available on request.

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Stephen Lewis

Surrey

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How to claim employers liability insurance.

It is a condition of all insurance policies that incidents that may result in claims are reported to insurers without delay. If such incidents are not reported within an acceptable timescale (usually 30 days from the time of the incident), your insurers may refuse to indemnify you.

 

In the event of a claim in relation to a commercial business policy, you should contact your Lycetts account executive/handler as soon as possible. When completing claim forms, ensure the whole form is completed as far as possible and it is signed on your behalf or your company’s behalf by an authorised person. For further detailed information relating to claims concerning injury to employees or third parties, damage to third party property, loss or damage to own property, personal accident and sickness or motor accidents, please click here.

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