There are three elements to consider before taking out breeding stock insurance here at Lycetts: foals, mares and stallions.
We are able to insure foals in utero or after birth. Insurance for foals which have not yet been born is known as prospective foal insurance and can be purchased at the same time as the stallion fee is paid (often, but not always 1st October terms), or after purchasing a mare in foal from the sales.
Each prospective foal policy is different, and the cost is based on the last service date of the mare in conjunction with the required length of the policy.
If a foal is not insured ‘in utero’, it can be covered at 48 hours of age provided that it is healthy and has sufficiently high IgG levels.
We understand that your mares are the backbone of your breeding operation, and an often overlooked asset. We do unfortunately come across circumstances every year when we are asked to negotiate claims as a result of mares who have suffered complications whilst or after foaling.
Cover for Barrenness is very specialised and dependent on the mares previous breeding history, but this is a cover we are able to quote for on request.
For colts with stallion potential but who are still in training, we are able to offer cover against infertility which is caused by accident, sickness or disease, in addition to the standard cover for death. This is a very exciting time of a young horses life, when their value can be extremely high but they still remain in training.
When it comes to the stage of selling these colts, often at huge values, the purchaser may wish to take out Stallion First Season Sub Fertility insurance in case the stallion proves to be unviable as a stud animal.
We have insured a number of high profile horses for first season sub fertility, and we have also arranged for some seven figure claims to be paid on several stallions. This can be a complicated process and requires the combination of an equine and insurance expert. Insuring your first season stallion through Lycetts means you are guaranteed this longstanding industry experience.
Please note that both of these offices have designated emergency staff who deal with incidents which happen in the evening or at the weekend and an answering machine will direct you accordingly. In particular, we are used to receiving calls concerning life-threatening fractures, colic and horses which are about to be operated on under general anaesthetic.
If your horse has already died, please advise us during working hours at your earliest opportunity and send us the following:
For further information about equine liability or property claims, please click here.
Lycetts arranges insurance for a large number of the training establishments and stud...read more
Lycetts offers tailored protection for small and large fleets of farm vehicles.read more
It is a sad reality that within the equine world serious accidents do happen. It is an...read more
Our experienced staff understand your needs.
Read more about developments both in insurance and at Lycetts.
July 21, 2017
Insurers are reacting to the number of claims due to fire which have devastated both bale stacks and the barns in which they are kept. As a result the terms of many fire insurance policies have changed with a greater onus on farmers to take steps to reduce the risk of fire. Failure to do this may result in an invalid claim.read more
July 9, 2017
Lycetts is the headline sponsor for the 2017 Festival of Hunting for the second year running as part of our ongoing partnership with the East of England Agricultural Society who organise this prestigious event in the hunting calendar.read more