Rural Insurance

Holiday Cottage Insurance

Holiday lets offer valuable sources of revenue for estates and should be fully covered to mitigate commercial risks.

The popularity of rural holidays in the UK is growing and many estates are capitalising on the trend by letting out properties as short-term or holiday lets, often in connection with rural leisure pursuits.

 

Holiday cottage insurance is therefore increasingly part and parcel of farm and estate insurance risk and Lycetts arranges bespoke cover for estate properties let out specifically for holidaymakers.

 

Alongside other relevant commercial policies, Lycetts offers business interruption insurance to cover loss of income for up to 36 months, should holiday lets become affected by adverse events. We are able to offer wide cover for holiday cottages, including whilst vacant, as part and parcel of our farm and estate policies.

How to claim holiday cottage insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.

 

If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of 2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.

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Charles Seymour 3

Charles Seymour

Director

Gerard Salvin 3

Gerard Salvin

Divisional Director

Rupert Wailes Fairbarn 3

Rupert Wailes-Fairbairn

Divisional Director

Anna Goodley 3

Anna Goodley

Account Executive

Janice Ingleby

Account Handler

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

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July 21, 2017

Insurers are reacting to the number of claims due to fire which have devastated both bale stacks and the barns in which they are kept. As a result the terms of many fire insurance policies have changed with a greater onus on farmers to take steps to reduce the risk of fire. Failure to do this may result in an invalid claim.

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Lycetts at The Festival of Hunting 2017

July 9, 2017

Lycetts is the headline sponsor for the 2017 Festival of Hunting for the second year running as part of our ongoing partnership with the East of England Agricultural Society who organise this prestigious event in the hunting calendar.

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