We would always recommend this cover for principals/self-employed contractors whose income would immediately cease if an accident were to prevent them working. Cover applies to accidents at home as well as work.

Death

Loss of use of one or more limbs or sight of one or both eyes: £10,000

Permanent total disablement from gainful employment of any kind: £10,000

Temporary total disablement from usual occupation: £100 per week*

This provides a lump sum payment following permanent injury or income payment following temporary disablement. Cover applies to all accidents wherever they occur. For an additional premium the standard benefits can be increased and temporary total disablement benefits for sickness can be included as well.

* No payment is made for the first 2 weeks of disablement and the maximum payment is for 2 years (accident claims) or for 1 year (sickness claims, if sickness is included).

Require more information? email surrey@lycetts.co.uk