Call us 0845 671 8999
Call us 0845 671 8999
Wherever possible, we recommend that a client’s construction contract is structured so that the client is responsible for arranging insurance protection. This is usually referred to as ’employer’, ‘owner’ or ‘principal’ controlled insurance. Under an employer-controlled programme, the employer organises insurance for construction in the joint names of him or herself, the financier, the contractor and sub-contractors working on the project.
Tender documents will exclude a requirement for insurance and identify the extent of the employer provided policies, as well as contractors’ continuing responsibilities.
A range of cover is available. Typically we will insure: all risks of loss or damage to works including an element of damage caused by defective design; all risks of loss or damage to unfixed materials; public and products liability; loss of income due to delays; non-negligent damage to adjoining and surrounding properties; and cover for latent defects in structural elements of the building.
And we’re always available for you by telephone or email whenever and wherever you need us.
Contact our expert directly or alternatively complete your details below to contact the team.
Newcastle
"By controlling the insurance, an employer should benefit from broader cover, reduced costs and administration overheads, improved cash flow and control of losses which will lead to greater peace-of-mind"
In the event of a claim in relation to a commercial business policy, you should contact your Lycetts account executive/handler as soon as possible. When completing claim forms, ensure the whole form is completed as far as possible and it is signed on your behalf or your company’s behalf by an authorised person. For further detailed information relating to claims concerning injury to employees or third parties, damage to third party property, loss or damage to own property, personal accident and sickness or motor accidents, please click here.
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Read more about developments both in insurance and at Lycetts.
June 23, 2017
Northumberland-based Emily Young is taking up a new appointment with Lycetts Financial Services, joining our Newcastle office as a financial advisor and will specialise in life and protection insurance.
read more
June 14, 2017
Lycetts is the headline sponsor for the 2017 Festival of Hunting for the second year running as part of our ongoing partnership with the East of England Agricultural Society who organise this prestigious event in the hunting calendar.
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Newcastle
Edinburgh
Exeter
London
Marlborough
Newmarket
Norfolk
Oxford
Shropshire
Surrey
Sussex
Yorkshire
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