If your property has outbuildings, stabling, an arena or gallops or you operate an equestrian business from your home, you should be aware that a conventional home insurance policy may not be suitable for your needs.

Here at Lycetts, we understand that it is impossible for you to separate your home life from your equestrian interests; your hobby and your business is one and the same. Therefore, we have created an equine property insurance policy which is designed specifically to suit you.

In addition to the house, staff accommodation and yard buildings, you can add your business contents to this policy including haylage, bedding, feed, tack and machinery, such as horse walkers, can be listed individually on the policy. Our success is due to the personal relationships that we have with many of our clients and we prefer to meet them at their property wherever possible.

Our Equine Property Products

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How to claim equine property insurance.

In the event of an equine property-related claim, please follow these guidelines:


  • Report immediately to the police any theft or loss and obtain a crime reference report.
  • Secure or make safe the property immediately.
  • Report the claim to Lycetts within 30 days to enable the claim to be lodged with the insurer.
  • Losses over £2,000 are usually handled by a loss adjuster or the insurer’s own claims inspectors.
  • Two estimates are required for any works or replacement items.
  • It is useful to keep a record of receipts / valuations / photographs for fine art and valuables.
  • Claims are settled at the insurer’s option either by replacement, reinstatement, repair or payment.


For further information about equine liability or equine claims, please click here.

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William McCarter

William McCarter

Berwick St. Leonard

"Our success is due to the personal relationships we have with many of our clients. We are keen to meet on site wherever possible, in order to understand and advise on your particular requirements"

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