A host of insurance policies apply to organisations in the not-for-profit sector, from large charities through to local clubs.

Without proper not-for-profit insurance in place, such organisations are exposed to commercial risks that can be very damaging to their central aim. Just like for-profit set-ups, organisations with a social welfare or charitable focus need to comply with legislation and ensure their liabilities are appropriately covered.

A charitable trustees indemnity policy is tailored to meet the requirements of not-for-profits. They can also be adjusted to suit any size organisation, from major charities through to small community interest clubs.

How to claim not-for-profit insurance.

It is a condition of all insurance policies that incidents that may result in claims are reported to insurers without delay. If such incidents are not reported within an acceptable timescale (usually 30 days from the time of the incident), your insurers may refuse to indemnify you.

 

In the event of a claim in relation to a commercial business policy, you should contact your Lycetts account executive/handler as soon as possible. When completing claim forms, ensure the whole form is completed as far as possible and it is signed on your behalf or your company’s behalf by an authorised person. For further detailed information relating to claims concerning injury to employees or third parties, damage to third party property, loss or damage to own property, personal accident and sickness or motor accidents, please click here.

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Henry Norton

London

"It is important to ensure that all not-for-profit risks and liabilities are insured to provide peace of mind for those in not-for-profit management, leaving them to get on with the business of investing in the cause they are committed to"

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