Rural Insurance

We Know Estate Insurance

One of the UK’s leading estate insurers, Lycetts offers rural businesses and homes an unrivalled combination of client experience and technical expertise.

Traditional estate insurance remains Lycetts core business, demonstrated by our ability to obtain consistently competitive terms for our clients over the long term, through the full spectrum of market conditions.

 

The quality of this advice has never been so important as it is today, as estates diversify into new challenges. Lycetts thrives on these challenges, offering innovative and flexible insurance solutions for increasingly complex rural estates and businesses. Diversification remains one of the key ambitions of many estates, and Lycetts has been able to advise clients to enable them to achieve their goals.

 

Our advice is hands-on, bespoke and local. Our nationwide network of offices mean that our account executives, many of whom come from rural backgrounds, have highly relevant knowledge and are on-hand to visit clients as and when required. This local network allows clients to build firm working relationships with account executives, rather than communication via a telephone call centre or through a computer screen.

 

Our estate insurance schemes protect your property, business and business assets, personal effects, and professional liabilities alike.

Read our guide to ways in which you can help to mitigate the main risks faced every day by estate owners.

Estate Risk Management Guide

 

Client Testimonials

“With Lycetts, you know that the people you are dealing with understand your business, understand what you are about and what you are trying to do. You don’t waste time trying to justify or explain what’s going on.”

George Winn-Darley, Aldby Park, North Yorkshire

“Lycetts grasped the situation cannily and took the long view. We now have an understanding of procedure and a sense of a meaningful engagement with our loss team and the insurer. It’s been an important moment for Buckny and gives us confidence for the future”

Alex Linklater, Buckny Hydro LLP, Perthshire

“There are always concerns when moving insurance brokers, however the way David Still dealt with the quote stage was very reassuring and professional. We get a first class, stress-free claims service. The Lycetts team are always willing to help and quick to respond while David is on hand 24/7 and always goes the extra mile to help us get the best deal. He is very honest and we know he has our best interest at heart. We would 100% recommend David Still and Lycetts. They are the best insurance brokers we have ever had and wouldn’t ever wish to move. We class David as a friend and he is a pleasure to deal with.”

Juliet Milton, Mountfitchet Castle & Norman Village of 1066 including The House on the Hill Toy Museum, Stansted

“I would highly recommend David Still and Lycetts. I moved from another broker a few years back mainly because David actually took time to understand the insurance needs of businesses that were not straight forward to quote for. He was also significantly cheaper than my previous insurer. However, it is not just about the price. It is about the service and attention to detail, not just from David but from Lycetts too. If there is a problem, you can just pick up the phone and know the person you are dealing with knows you and understands your business.”

Marcus Kravis, Kravis amusements arcades and Blue Anchor hotel

“Due to the growing size and complexity of our business, we were keen to find a broker that specialised in the zoo/farm park tourist attractions sector. In May 2016, we moved our insurance to Lycetts and have been delighted with their level of service and knowledge of our industry sector and competitive premiums. They have such a wonderful professional yet friendly approach too!”

Kim Bellis, Managing Director, Tropical Butterfly House

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

William Barne 3

William Barne

Edinburgh

"The Lycetts name has been synonymous with estate insurance for over 40 years, offering clients consistent and clear advice on all aspects of cover and claims. We believe no one offers better service to estate owners and tenants."

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Our Estate Products

Ensuring your fine art collection stays a masterpiece.

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Lycetts team of experts help rural businesses protect against incidents that lead to...

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With our employer's liability insurance policies, Lycetts helps farm and estate employers...

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Lycetts public and product liability insurance covers the legal liability that a business...

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Lycetts offers environmental impairment liability insurance for farming businesses in the...

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Lycetts contract works insurance will cover your property while buiding work is ongoing....

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From private homes to family estates open to the public, Lycetts provides comprehensive...

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Lycetts offers a range of estate property insurance, with high limits available for those...

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Holiday lets offer valuable sources of revenue for estates and should be fully covered to...

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It’s about every last detail with listed properties, including Grade I, II and II*...

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Lycetts moorland insurance protects against the cost of fire-fighting and preventing moor...

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Lycetts helps clients with their estate and agriculture risk management strategies in a...

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Tailored insurance solutions for the members of Scottish Land & Estates.

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Lycetts has negotiated an exclusive forestry insurance policy with a major UK insurer...

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Lycetts arranges cover for farming and estate clients so that they are covered in the...

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We have in depth experience of both the equine and racing industry which enables us to...

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With increasingly complex family, estate and company affairs in operation, it is...

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Lycetts contract works insurance will cover your property while buiding work is ongoing....

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With our employer's liability insurance policies, Lycetts helps farm and estate employers...

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Lycetts contract works insurance will cover your property while buiding work is ongoing....

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Tailored insurance solutions for the members of Scottish Land & Estates.

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How to claim estate insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.

 

If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of £2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.

Have you thought about...

Lycetts farm insurance extends to cover for all types of agriculture and crop insurance...

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Lycetts offers farms with livestock businesses access to comprehensive insurance, tailored...

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Lycetts is a specialist provider of farm property insurance, covering a wide range of...

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Lycetts inheritance tax planning services help clients understand their inheritance tax...

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Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

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Charles Foster 3

Charles Foster

Chief Executive

Nick Straker 3

Nick Straker

Director

Simon Harper 3

Simon Harper

Director

Colin Sadller 3

Colin Sadler

Director

Christopher Cox 3

Christopher Cox

Director

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

LYCETTS IS AWARDED CORPORATE CHARTERED INSURANCE BROKER STATUS

July 25, 2018

Lycetts has been awarded the prestigious corporate Chartered Insurance Broker status by the Chartered Insurance Institute (CII). Chartered status - granted by the Privy Council - is the industry’s gold standard and is awarded to firms which demonstrate commitment to the highest levels of excellence and professionalism among their staff.

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Protecting Against Cyber Criminals

June 7, 2018

As business transactions are increasingly conducted online, most people are aware of the need for some sort of protection against cyber criminals.

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LYCETTS LOCATIONS

Our Offices

  • Newcastle

  • Berwick St.Leonard

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newcastle Risk Management

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire