Estate
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We Know Estate Insurance

One of the UK’s leading estate insurers, Lycetts offers rural businesses and homes an unrivalled combination of client experience and technical expertise.

Traditional estate insurance remains Lycetts core business, demonstrated by our ability to obtain consistently competitive terms for our clients over the long term, through the full spectrum of market conditions.

The quality of this advice has never been so important as it is today, as estates diversify into new challenges. Lycetts thrives on these challenges, offering innovative and flexible insurance solutions for increasingly complex rural estates and businesses. Diversification remains one of the key ambitions of many estates, and Lycetts has been able to advise clients to enable them to achieve their goals.

Our advice is hands-on, bespoke and local. Our nationwide network of offices mean that our account executives, many of whom come from rural backgrounds, have highly relevant knowledge and are on-hand to visit clients as and when required. This local network allows clients to build firm working relationships with account executives, rather than communication via a telephone call centre or through a computer screen.

Our estate insurance schemes protect your property, business and business assets, personal effects, and professional liabilities alike.

Read our guide to ways in which you can help to mitigate the main risks faced every day by estate owners.

Estate Risk Management Guide

Client Testimonials

“I cannot thank you and your team enough for all your hard work. Without your grit and persistence I don’t think we would have got anywhere. You are PROPER insurance brokers.”

Paul Townley

“David Still of Lycetts has been our broker since 2012 insuring many different projects and businesses from Leisure and Caravan Parks to short term building projects nothing has been to much trouble and David has excelled in both service and price. I am more than happy to recommend David and Lycetts.”

Paul Taylor, Director, Carr Royd Parks Ltd

“I would highly recommend David Still and Lycett’s to anyone who may be considering their services. David takes the time to visit and discuss our business and insurance needs and works hard to find the most competitive price. The team are always on hand and willing to help and are quick to respond to all enquiries. We have always been delighted with the first class service we have received.”

Hannah Wafula, General Manager, Bocketts Farm Park

“With Lycetts, you know that the people you are dealing with understand your business, understand what you are about and what you are trying to do. You don’t waste time trying to justify or explain what’s going on.”

George Winn-Darley, Aldby Park, North Yorkshire

“Lycetts grasped the situation cannily and took the long view. We now have an understanding of procedure and a sense of a meaningful engagement with our loss team and the insurer. It’s been an important moment for Buckny and gives us confidence for the future”

Alex Linklater, Buckny Hydro LLP, Perthshire

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

William Barne

Edinburgh

"The Lycetts name has been synonymous with estate insurance for over 40 years, offering clients consistent and clear advice on all aspects of cover and claims. We believe no one offers better service to estate owners and tenants."

Contact William

Our Estate Products

Fine Art insurance

Ensuring your fine art collection stays a masterpiece.

Farm Business Interruption insurance

Lycetts team of experts help rural businesses protect against incidents that lead to...

Farm Employer’s Liability Insurance

With our employer's liability insurance policies, Lycetts helps farm and estate employers...

Farm & Estate Public Liability Insurance

Lycetts public and product liability insurance covers the legal liability that a business...

Environmental Impairment Liability Insurance

Lycetts offers environmental impairment liability insurance for farming businesses in the...

Contract Works insurance

Lycetts contract works insurance will cover your property while buiding work is ongoing....

Country House and Mansion insurance

From private homes to family estates open to the public, Lycetts provides comprehensive...

Estate Property insurance

Lycetts offers a range of estate property insurance, with high limits available for those...

Holiday Cottage insurance

Holiday lets offer valuable sources of revenue for estates and should be fully covered to...

Listed Property insurance

It’s about every last detail with listed properties, including Grade I, II and II*...

Moorland insurance

Lycetts moorland insurance protects against the cost of fire-fighting and preventing moor...

Estate & Agriculture Risk Management

Lycetts helps clients with their estate and agriculture risk management strategies in a...

Scottish Land & Estate Member Insurance

Tailored insurance solutions for the members of Scottish Land & Estates.

Forestry and Woodland insurance

Lycetts has negotiated an exclusive forestry insurance policy with a major UK insurer...

Estate Legal Expenses Insurance

Lycetts arranges cover for farming and estate clients so that they are covered in the...

Equine insurance

We have in depth experience of both the equine and racing industry which enables us to...

Family Protection Trusts

With increasingly complex family, estate and company affairs in operation, it is...

Contract Works insurance

Lycetts contract works insurance will cover your property while buiding work is ongoing....

Farm Employer’s Liability Insurance

With our employer's liability insurance policies, Lycetts helps farm and estate employers...

Contract Works insurance

Lycetts contract works insurance will cover your property while buiding work is ongoing....

Scottish Land & Estate Member Insurance

Tailored insurance solutions for the members of Scottish Land & Estates.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.

If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of £2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.