Rural Insurance

We Know Estate Insurance

One of the UK’s leading estate insurers, Lycetts offers rural businesses and homes an unrivalled combination of client experience and technical expertise.

Traditional estate insurance remains Lycetts core business, demonstrated by our ability to obtain consistently competitive terms for our clients over the long term, through the full spectrum of market conditions.


The quality of this advice has never been so important as it is today, as estates diversify into new challenges. Lycetts thrives on these challenges, offering innovative and flexible insurance solutions for increasingly complex rural estates and businesses. Diversification remains one of the key ambitions of many estates, and Lycetts has been able to advise clients to enable them to achieve their goals.


Our advice is hands-on, bespoke and local. Our nationwide network of offices mean that our account executives, many of whom come from rural backgrounds, have highly relevant knowledge and are on-hand to visit clients as and when required. This local network allows clients to build firm working relationships with account executives, rather than communication via a telephone call centre or through a computer screen.


Our estate insurance schemes protect your property, business and business assets, personal effects, and professional liabilities alike.

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

William Barne 3

William Barne


"The Lycetts name has been synonymous with estate insurance for over 40 years, offering clients consistent and clear advice on all aspects of cover and claims. We believe no one offers better service to estate owners and tenants."

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Our Estate Products

Ensuring your fine art collection stays a masterpiece.

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Lycetts team of experts help rural businesses protect against incidents that lead to...

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With our employer's liability insurance policies, Lycetts helps farm and estate employers...

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Lycetts public and product liability insurance covers the legal liability that a business...

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Lycetts offers environmental impairment liability insurance for farming businesses in the...

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Lycetts contract works insurance will cover your property while buiding work is ongoing....

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From private homes to family estates open to the public, Lycetts provides comprehensive...

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Lycetts offers a range of estate property insurance, with high limits available for those...

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Holiday lets offer valuable sources of revenue for estates and should be fully covered to...

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It’s about every last detail with listed properties, including Grade I, II and II*...

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Lycetts moorland insurance protects against the cost of fire-fighting and preventing moor...

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Lycetts helps clients with their estate and agriculture risk management strategies in a...

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Tailored insurance solutions for the members of Scottish Land & Estates.

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Lycetts has negotiated an exclusive forestry insurance policy with a major UK insurer...

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Lycetts arranges cover for farming and estate clients so that they are covered in the...

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We have in depth experience of both the equine and racing industry which enables us to...

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With increasingly complex family, estate and company affairs in operation, it is...

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How to claim estate insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.


If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of £2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.

Have you thought about...

Lycetts farm insurance extends to cover for all types of agriculture and crop insurance...

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Lycetts offers farms with livestock businesses access to comprehensive insurance, tailored...

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Lycetts is a specialist provider of farm property insurance, covering a wide range of...

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Lycetts inheritance tax planning services help clients understand their inheritance tax...

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Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

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Charles Foster 3

Charles Foster


Maureen McMillan 3

Maureen McMillan

Divisional Director

Julia Scott

Account Executive

Sarah McMullen 3

Sarah McMullen

Account Handler

Suzzane Morse 3

Suzanne Morse

Account Handler

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

Insurance cover for the arboricultural and forestry industries

August 18, 2017

Tree surgery and forestry are high risk occupations. This is mainly due to the use of potentially dangerous and powerful equipment combined with the need to work several metres from the ground. With the risk of injury high, the major challenge when dealing with insurance for the arboricultural and forestry industries is the issue of...

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Farm diversification boosts incomes

August 15, 2017

With agricultural incomes in decline and doubts about the future of subsidies, land managers are increasingly looking to farm diversification to generate revenue. Statistics from the Department for Environment, Food and Rural Affairs (Defra) show that one quarter of all farming businesses taking this route earned more money from...

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Our Offices

  • Newcastle

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire