Lycetts moorland insurance protects against the cost of fire-fighting and preventing moor fires from spreading.

Lycetts offers a unique moor insurance policy for moorland owners and shooting tenants. We offer cover for £10,000 worth of fire-fighting costs, with extended cover available in further batches of £10,000 of indemnity.

An excess of £1,000 or 10% of the sum insured – whichever sum is greater – applies in respect of every loss occurring within each period of insurance. However, no excess is applicable if the Fire Brigade Officer in charge at the time of the incident provides authority, or if authority is given in writing after the incident. The cover excludes any cost for which you are not liable, and it does not provide for losses arising out of the deliberate burning off by you or your employees.

Lycetts will donate 10% of the value of any moorland fire-fighting premium arranged on behalf of a Heather Trust member to the Heather Trust. For further information about the Heather Trust, please contact Simon Thorp on 01387 723 201 or email info@heathertrust.co.uk.

How to claim moorland fire insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.

If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of 2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.

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Gerard Salvin

Yorkshire

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