Lycetts Financial Services

We know Pension Planning

By putting an individual’s requirements at the forefront of the pension planning process, Lycetts is able to manage and meet a client’s retirement objectives.

The pension freedom rules introduced in April 2015 have seen dramatic changes to pensions. The biggest change affecting anyone making provision for retirement is the ability for individuals to take the whole of their pension fund at retirement as a lump sum. 25% of this is tax-free and the remainder is taxed as income, whilst the death benefits of pensions can also provide individuals with a tax efficient way to pass assets down from generation to generation.

With a wider choice over how we can control our retirement savings, Lycetts believe that pensions not only play a much greater role in meeting  objectives for retirement but also other areas of financial planning.

For pension advice specific to your requirements,

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

Sam Moore

London

"Lycetts helps clients to understand the best routes to a stable retirement income or savings, based on their target retirement income and their attitudes to risk. Some clients mix and match pension products to create different income streams, while others stick to one option to guarantee a stable return."

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Our Pension Planning Products

As independent financial advisers, Lycetts has access to the whole market to find the most...

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With an abundance of options available when it comes to retirement plans, it pays to...

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Lycetts has extensive experience in dealing with investors looking to take advantage of...

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A small self-administered pension scheme can become a valuable tool for any small or...

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Have you thought about...

Lycetts helps companies to migrate pension plans across to compulsory auto enrolment...

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Lycetts experts arrange bespoke critical illness cover to protect dependents in the...

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Lycetts personal protection experts guide you through the best available income...

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Lycetts Private Client insurance division is founded on unrivalled personal service and...

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Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

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Nick Straker 3

Nick Straker

Director

Clayton Kopko 3

Clayton Kopko

Systems Manager

Irene Patterson 3

Irene Patterson

Para Planner

Ros Beddie 3

Ros Beddie

Pension Administrator

Sam Moore

Independent Financial Adviser

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

Horse mortality: when do horses die?

October 19, 2017

Our clients don’t often ask us ‘when do horses die’ but as specialist equine insurance brokers dealing with horse mortality cases we do have some insight into this.

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Fatalities in agriculture and the process of risk assessment

October 18, 2017

The fatal injury rate in agriculture is 18 times higher than average. In total 30 people were killed on British farms in the past year. HSE research shows that hazards include contact with electricity (10 per cent), injury by an animal (7 per cent) and falling from a height (7 per cent).

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LYCETTS LOCATIONS

Our Offices

  • Newcastle

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire