Lycetts Financial Services

Retirement Planning

With an abundance of options available when it comes to retirement plans, it pays to review all the options with an independent expert.

Encompassing flexi access drawdown, as well as impaired and enhanced annuities, Lycetts has a keen eye on the marketplace and the benefits of different routes at retirement.


Decisions made at retirement are fundamental to future financial wellbeing. With that in mind, Lycetts believe that understanding a client’s financial motivations, circumstances and objectives is critical to providing quality tailored advice at retirement.


Lycetts expert knowledge of the latest pension rules and practices can help inform key decisions, such as how to: draw pension benefits, maximise income from all available sources, utilise any tax efficient allowances, all whilst considering the merits of impaired or enhanced annuities.


Post-retirement, our finance experts provide ongoing advice as income and capital demands are likely to change just as much as regulation and governmental rules can change.


Start your retirement planning without delay by getting in touch with us today.

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

Sam Moore


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Have you thought about...

Lycetts advisers use detailed knowledge of inheritance tax relief and exemptions to help...

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Lycetts advises on the suitability of various alternative tax-efficient investments...

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At the outset of the investment process a risk assessment is conducted by Lycetts...

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Lycetts Private Client insurance division is founded on unrivalled personal service and...

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Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

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Simon Landale 3

Simon Landale


Clayton Kopko 3

Clayton Kopko

Systems Manager

Irene Patterson 3

Irene Patterson

Para Planner

Jan Farnworth 3

Jan Farnworth

Independent Financial Adviser

Ros Beddie 3

Ros Beddie

Pension Administrator

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

Farmers warned to comply with fire insurance policy wording

July 21, 2017

Insurers are reacting to the number of claims due to fire which have devastated both bale stacks and the barns in which they are kept. As a result the terms of many fire insurance policies have changed with a greater onus on farmers to take steps to reduce the risk of fire. Failure to do this may result in an invalid claim.

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Lycetts at The Festival of Hunting 2017

July 9, 2017

Lycetts is the headline sponsor for the 2017 Festival of Hunting for the second year running as part of our ongoing partnership with the East of England Agricultural Society who organise this prestigious event in the hunting calendar.

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Our Offices

  • Newcastle

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire