Lycetts offers tailored, comprehensive professions insurance for a range of occupations.

Professional indemnity has always been linked to the traditionally recognised professions such as accountancy or law. However, in todays increasingly litigious society, most professional people should protect themselves against potential claims and damages sought as a result of their work.

Where possible, we always look to provide cover on the widest possible basis, such as civil liability; an any one claim limit; defence costs in addition; and excess applicable to damages only.

By assessing the specific risks to a profession, Lycetts is able to offer robust and tailored policies to suit any professional person.

How to claim professions insurance.

It is a condition of all insurance policies that incidents that may result in claims are reported to insurers without delay. If such incidents are not reported within an acceptable timescale (usually 30 days from the time of the incident) your insurers may refuse to indemnify you.

 

In the event of a claim in relation to a commercial business policy, you should contact your Lycetts account executive/handler as soon as possible. When completing claim forms, ensure the whole form is completed as far as possible and it is signed on your behalf or your company’s behalf by an authorised person. For further detailed information relating to claims concerning injury to employees or third parties, damage to third party property, loss or damage to own property, personal accident and sickness or motor accidents, please click here.

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Neil McGuire

Newcastle

"In the modern age, the risks and exposures created by providing professional advice or design are extremely broad, irrespective of whether or not a fee is charged"

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