Lycetts public and products liability insurance covers the legal liability that a business may have for third party injury or damage resulting from your business activities.

Public/product liability is essential cover for any business supplying goods and/or services.

It provides financial protection for companies in the event of either injury or damage to property as a result of negligence arising out of work done or goods supplied in connection with your business.

How to claim public liability insurance.

It is a condition of all insurance policies that incidents that may result in claims are reported to insurers without delay. If such incidents are not reported within an acceptable timescale (usually 30 days from the time of the incident), your insurers may refuse to indemnify you.

 

In the event of a claim in relation to a commercial business policy, you should contact your Lycetts account executive/handler as soon as possible. When completing claim forms, ensure the whole form is completed as far as possible and it is signed on your behalf or your company’s behalf by an authorised person. For further detailed information relating to claims concerning injury to employees or third parties, damage to third party property, loss or damage to own property, personal accident and sickness or motor accidents, please click here.

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