Lycetts directors and officers liability insurance is a key part of a company’s general commercial insurance package.

Often referred to as D&O insurance, directors and officers liability insurance pays compensation to the directors and officers of a company, or an organisation directly, in the event of losses following legal action.

It will typically cover the advancement of defence costs arising out of criminal and regulatory investigations/trials, as well as civil and criminal actions brought against directors or officers simultaneously.

How to claim directors and officers insurance.

It is a condition of all insurance policies that incidents that may result in claims are reported to insurers without delay. If such incidents are not reported within an acceptable timescale (usually 30 days from the time of the incident) your insurers may refuse to indemnify you.

 

In the event of a claim in relation to a commercial business policy, you should contact your Lycetts account executive/handler as soon as possible. When completing claim forms, ensure the whole form is completed as far as possible and it is signed on your behalf or your company’s behalf by an authorised person. For further detailed information relating to claims concerning injury to employees or third parties, damage to third party property, loss or damage to own property, personal accident and sickness or motor accidents, please click here.

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