Travel insurance choices delivered with accuracy and perception.

Ill health while abroad or the loss of money, documents or passports may spoil an eagerly anticipated family holiday.

Fortunately, travel insurance policies can be provided by Lycetts on an annual basis for holiday or business trips, which offers cover for medical expenses, repatriation and cancellation. Hazardous activities, such as winter sports or scuba diving, can be included on a policy too, as well as an emergency telephone number in the event of a claim.

Please call us to discuss your annual travel insurance requirements, we have access to a number of markets who can provide the cover you need. For those with serious medical conditions, who may find obtaining cover difficult, you can also visit The British Insurance Brokers’ Association https://biba.org.uk/travel-medical-directory where you will find details of specialist providers in the travel insurance directory.

How to claim travel insurance.

All travel insurers require specific original documentation in the event of a claim. For all claims, this includes:

 

  • A travel insurance certificate
  • A tour operator’s booking invoices, which show holiday costs
  • Travel tickets – airline, ferry, coach etc.
  • A travel itinerary

 

For personal effects claims, please note:

 

  • Personal baggage and money losses must be reported to the local police and a written report received within 24 hours.
  • You must obtain the property irregularity reports, and retain tickets and baggage tags from airlines/carriers.
  • Evidence of ownership is required. For example, an original receipt, a photograph of the item concerned or an operating manual for a camera.

For claims in regards to cancellation, curtailment or medical expenses, please note that the following is required:

 

  • Receipts for medication, consultations or treatment.
  • A medical certificate completed by your usual GP or consultant.
  • If emergency treatment is required or curtailment of a trip is necessary, the emergency service provider must be contacted.

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William McCarter

Berwick St. Leonard

"Lycetts delivers a global understanding of protection when on holiday, targeting the key issues that could arise based on your travel itinerary."

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