Here at Lycetts, we offer expert advice when it comes to farm insurance and diversification to rural companies that have evolved from traditional farming or estate roots.

The countryside is full of businesses that did not exist a generation ago, but have formed through necessity or as a result of commercial innovation.

For example, many traditional farms are now fertile ground for ground-breaking food and farming practices and rural tourism is supported by increasingly high-quality holiday and leisure enterprises – from caravan parks to stately home wedding venues. More generally, the countryside today provides increasing competition to urban areas as a place to start-up and build a company, thanks to comparably lower overheads and better connectivity.

Many of our clients have diversified their core businesses as a way of maintaining a rural livelihood, which brings the need to understand liabilities and responsibilities as they enter new markets.

Whether thats renting out land and property to other businesses or running holiday homes, short-lets and leisure activities as an additional source of revenue, Lycetts helps business owners and managers to protect their assets and limit their exposure to risk.

How to claim farm diversification insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.

If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of £2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.

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