Lycetts’ team of experts help rural businesses protect against incidents that lead to commercial losses.

Every year, farm and estate businesses are adversely affected by a wide range of events and incidents from damage to property caused by fires, storms and floods, through to theft and loss of livestock in transit.

While accidents and events are sadly inevitable, the impact on commercial revenue can be minimised with the right level of cover.

Our farm business interruption insurance ensures that businesses are protected by providing compensation for loss of earnings and related expenses. For example, revenue that has been lost due to premises being damaged, increased cost of working, losses incurred through the forced sale of dairy cows, weather events such as flood and storm damage, fatal injuries to livestock, and accidental damage to pipes, drains and cables.

How to claim farm business interruption insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.

If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of £2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.

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