Lycetts Financial Services

Retirement Planning

With an abundance of options available when it comes to retirement plans, it pays to review all the options with an independent expert.

Encompassing flexi access drawdown, as well as impaired and enhanced annuities, Lycetts has a keen eye on the marketplace and the benefits of different routes at retirement.


Decisions made at retirement are fundamental to future financial wellbeing. With that in mind, Lycetts believe that understanding a client’s financial motivations, circumstances and objectives is critical to providing quality tailored advice at retirement.


Lycetts expert knowledge of the latest pension rules and practices can help inform key decisions, such as how to: draw pension benefits, maximise income from all available sources, utilise any tax efficient allowances, all whilst considering the merits of impaired or enhanced annuities.


Post-retirement, our finance experts provide ongoing advice as income and capital demands are likely to change just as much as regulation and governmental rules can change.


Start your retirement planning without delay by getting in touch with us today.

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

Sam Moore


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Have you thought about...

Lycetts advisers use detailed knowledge of inheritance tax relief and exemptions to help...

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Lycetts advises on the suitability of various alternative tax-efficient investments...

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At the outset of the investment process a risk assessment is conducted by Lycetts...

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Lycetts Private Client insurance division is founded on unrivalled personal service and...

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Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

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Simon Landale 3

Simon Landale


Clayton Kopko 3

Clayton Kopko

Systems Manager

Rebecca Smith 3

Rebecca Smith

Para Planner

Ros Beddie 3

Ros Beddie

Pension Administrator

Sam Moore

Independent Financial Adviser

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.


May 26, 2017

The thing about sports equipment and accessories is that we tend to buy things one at a time and do not always realise their accumulated value until it is too late. Underinsurance is therefore a significant risk.

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Key person insurance

May 22, 2017

According to research by Legal and General, 40 per cent of small businesses would cease trading within a year if they lost a key person. The smaller the business the more impact the loss of an individual will have. There are ways to mitigate such a loss and the most simple is Key Person Insurance (KPI - also known as key man...

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Our Offices

  • Newcastle

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire