We recommend a personal accident plan for principals and self-employed professionals whose income would cease immediately if an accident were to prevent them working. Cover applies to accidents at home as well as work.
This cover provides a lump sum payment following permanent injury or income payment following temporary disablement. Cover is 24 hours a day and applies to all accidents, wherever they occur. The following is an illustration only of the payments provided, but higher limits are available.
Loss of use of one or more limbs or sight of one or both eyes: £10,000
Permanent total disablement from gainful employment of any kind: £10,000
Temporary total disablement from usual occupation: £100 per week*
* No payment is made for the first two weeks of disablement and the maximum payment period is for two years (accident claims).