Comprehensive Sickness Insurance

Sickness protection insurance from Lycetts is valuable cover and highly recommended for all professionals.

In addition to standard personal accident cover, we recommend sickness cover for principals and self-employed professionals whose income would cease if sickness were to prevent them working.

Benefits can be increased and temporary total disablement benefits for sickness can be included. The maximum sickness payment period is for one year.

How to claim sickness insurance.

It is a condition of all insurance policies that incidents that may result in claims are reported to insurers without delay. If such incidents are not reported within an acceptable timescale (usually 30 days from the time of the incident), your insurers may refuse to indemnify you.

In the event of a claim in relation to a commercial business policy, you should contact your Lycetts account executive/handler as soon as possible. When completing claim forms, ensure the whole form is completed as far as possible and it is signed on your behalf or your company’s behalf by an authorised person. For further detailed information relating to claims concerning injury to employees or third parties, damage to third party property, loss or damage to own property, personal accident and sickness or motor accidents, please click here.

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Kris Johnson

Newcastle

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