Rural Insurance

About Personal Accident Liability

Lycetts provides personal accident insurance to protect against accidents that lead to loss of earnings.

Accidents in the workplace can happen at any time, even in the most safeguarded environments. Lycetts personal accident liability insurance provides a lump sum payment following permanent injury or income payment following temporary disablement. Policies can be tailored specifically for the individual too.

 

We are able to arrange cover to provide benefits on death or permanent disability, as well as weekly benefits for temporary disabilities as a result of an accident. Cover may also be arranged to provide financial support in the event of sickness precluding attendance at work.

How to claim personal accident insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.

 

If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of £2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.

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Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

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Charles Foster 3

Charles Foster

Chief Executive

William Barne 3

William Barne

Director

Wiliam Nicholl 3

William Nicholl

Director

Nick Straker 3

Nick Straker

Director

Colin Sadller 3

Colin Sadler

Director

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

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Protecting Against Cyber Criminals

June 7, 2018

As business transactions are increasingly conducted online, most people are aware of the need for some sort of protection against cyber criminals.

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Additions to our Insurance Claims Team

May 31, 2018

Harriet Aitchison and Andrew Melville joined Lycetts Newcastle office in the summer to further strengthen the insurance Claims Department, headed by Divisional Director Rupert Wailes-Fairbairn.

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