Rural Insurance

About Personal Accident Liability

Lycetts provides personal accident insurance to protect against accidents that lead to loss of earnings.

Accidents in the workplace can happen at any time, even in the most safeguarded environments. Lycetts personal accident liability insurance provides a lump sum payment following permanent injury or income payment following temporary disablement. Policies can be tailored specifically for the individual too.

 

We are able to arrange cover to provide benefits on death or permanent disability, as well as weekly benefits for temporary disabilities as a result of an accident. Cover may also be arranged to provide financial support in the event of sickness precluding attendance at work.

How to claim personal accident insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.

 

If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of £2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.

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Our People

We provide our clients with more than just insurance solutions.

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Charles Foster 3

Charles Foster

Chief Executive

Simon Harper 3

Simon Harper

Director

Christopher Cox 3

Christopher Cox

Director

Nick Straker 3

Nick Straker

Director

William Barne 3

William Barne

Director

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