Renewable Energy Insurance

We have carried out extensive research to identify the insurance needs that exist within the renewable energy sector. From anaerobic digestion and micro hydro-electric schemes to wind, solar, geothermal and biomass projects.We are able to arrange insurance cover on a 'cradle to grave' basis from the construction phase through to the plant being fully operational , alternatively insurance cover can be arranged on a stand alone basis for either the construction or operational risk.

We have secured unique renewable energy insurance facilities underwritten by major insurers, offering bespoke renewable energy insurance cover and solutions that are specific to the type of risk involved

Whether you are a landowner thinking of constructing a renewable energy scheme, a contractor involved in the installation and/or maintenance of a scheme or a professional providing consultancy in respect of a facility; with Lycetts you are in safe hands for your renewable energy insurance requirements.

Moorland Fire insurance

Lycetts offers a unique moorland fire fighting insurance policy for moorland owners and shooting tenants. We can offer cover for £10,000 worth of fire fighting costs and extended cover is available in further batches of £10,000 worth of indemnity. This policy will protect you against fire fighting costs incurred in extinguishing moorland fire and the costs associated with preventing fire spreading.

An excess of £1,000 or 10% of the sum insured, whichever sum is greater, shall apply in respect of each and every loss occurring within each period of insurance. However, no excess is applicable if authority is given by the Fire Brigade Officer in charge at the time of the incident or if retrospective authority is given in writing.

The cover excludes any cost for which you are not liable, nor does it provide for losses arising out of the deliberate burning off by you or your employees.

Lycetts shall donate 10% of the value of any Moorland Fire Fighting premium arranged on behalf of a Heather Trust member to the Heather Trust.

Pensions

Will you have enough when you retire? Take advantage of our new pensions forecaster to find out how much you are likely to receive at your chosen retirement age and what you will need to pay in to achieve your target pension. Speak to one of our financial advisers to get details.

NEST

The Government are continuing, and indeed accelerating, the previous administration's plans to introduce compulsory savings by "auto enrolment" and are setting up a National Employment Savings Trust (NEST) to which these compulsory payments will be made, unless a suitable alternative scheme is in place. This will affect all employers and the audience will be both employers themselves and represent employers. Decisions will have to be made as to whether to join NEST or to opt out.

Group Life Scheme

Lycetts are launching a group life, critical illness and Income protection scheme which will allow a minimum of two lives and which is exceptional in the market place. You can pick and choose between the various covers and this will allow estate owners and other small employers the ability to provide cover for employees on a simplified basis

Require more information? email info@lycetts.co.uk