Lycetts Insights


As the Lycetts insights below will attest, we provide our clients with more than just insurance solutions. This is because our experienced senior management team understands your needs and look to provide you with expert views on a wide variety of topics. Read our insights online now by clicking the topics below.


Lycetts Sponsors Belton International Horse Trials for fifth year running

March 21, 2017

For the fifth year running Lycetts will be the headline sponsor for the Grantham Cup at the Belton International Horse Trials in Lincolnshire 31st March – 2nd April 2017. This continues our ten year association with the eventing world, having previously sponsored the Young Horse Championship for five years.

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Lycetts hands over £4,000 to conservation charity Tusk

March 7, 2017

Last year Lycetts joined forces with conservation charity Tusk and distinguished wildlife artist Hamish Mackie to raise money to help support the continued fight for wildlife protection in Africa.

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Increased personal injury payments – a moving picture

March 7, 2017

The only thing that is certain about the proposed changes to personal injury payment calculations is that it is a moving picture. Last week’s announcement from the Lord Chancellor’s office on Monday 27th February was described as ‘reckless in the extreme’ by the Association of British Insurers.

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Lycetts sponsors National Trainers Federation Team Champion Award

February 27, 2017

Lycetts has become a key partner in the National Trainers Federation (NTF) award launched last week to encourage safe and effective employee management practices within the racing industry. Open to all training yards in the UK, the Lycetts Team Champion Award winner will receive a grant towards infrastructure or equipment.

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Quad bike insurance: neither a borrower nor a lender be

February 27, 2017

Owners of quad bikes who lend their vehicles to others could be risking potentially costly consequences in the form of liability claims and medical bills. Because, unless their quad bike insurance cover includes social, domestic and pleasure use these all-terrain vehicles, and those who borrow them, will be uninsured, even on private...

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To transfer or not? When it comes to Defined Benefit pension schemes, that is the question.

February 2, 2017

Defined Benefit (DB) Pensions are the Rolls Royce of pensions. These gold-plated pensions give a defined level of inflation-proofed income in retirement. However, like a Rolls Royce they are very expensive, which is why most employers no longer offer them to new employees.

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Personal Tax update for the 2017/2018 tax year

January 25, 2017

Compared to George Osborne’s statements and budgets in 2015 the new Chancellor had few surprises in last year’s Autumn Statement for investors and savers. The most noteworthy changes are to Income Tax thresholds, a new enhanced Residence Nil Band tax rate and new Lifetime ISAs, all of which come into effect in the tax year...

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Horse insurance for Hunters

January 24, 2017

Accidents happen. We know they do, especially where horses are involved. We also know that, unlike a car, insuring a horse is a personal choice and that much of the time the decision is based on value. An intermediate level eventer, for example, is worth a lot of money and will only be able to perform at this level if it is in peak...

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Cyber insurance

December 22, 2016

You don’t buy Fire insurance because you expect a fire or Theft insurance because you are expecting to be robbed so why don’t you buy Cyber Insurance when everyone around is being hacked or infiltrated by viruses and threats of attack?

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