Lycetts Insights


As the Lycetts insights below will attest, we provide our clients with more than just insurance solutions. This is because our experienced senior management team understands your needs and look to provide you with expert views on a wide variety of topics. Read our insights online now by clicking the topics below.


To transfer or not? When it comes to Defined Benefit pension schemes, that is the question.

February 2, 2017

Defined Benefit (DB) Pensions are the Rolls Royce of pensions. These gold-plated pensions give a defined level of inflation-proofed income in retirement. However, like a Rolls Royce they are very expensive, which is why most employers no longer offer them to new employees.

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Personal Tax update for the 2017/2018 tax year

January 25, 2017

Compared to George Osborne’s statements and budgets in 2015 the new Chancellor had few surprises in last year’s Autumn Statement for investors and savers. The most noteworthy changes are to Income Tax thresholds, a new enhanced Residence Nil Band tax rate and new Lifetime ISAs, all of which come into effect in the tax year...

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Horse insurance for Hunters

January 24, 2017

Accidents happen. We know they do, especially where horses are involved. We also know that, unlike a car, insuring a horse is a personal choice and that much of the time the decision is based on value. An intermediate level eventer, for example, is worth a lot of money and will only be able to perform at this level if it is in peak...

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Cyber insurance

December 22, 2016

You don’t buy Fire insurance because you expect a fire or Theft insurance because you are expecting to be robbed so why don’t you buy Cyber Insurance when everyone around is being hacked or infiltrated by viruses and threats of attack?

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Winter Sports insurance – have you got the right cover?

December 15, 2016

Skiing enthusiasts are urged to check that they are covered for all accidents to both themselves and others which might occur on the slopes or risk appalling consequences.

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Prepare your house for a hard Winter

December 2, 2016

Homeowners should prepare themselves for the hazards of a winter freeze over the next few months or run the risk of facing appalling damage or even health and safety claims.

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Precautions to prevent tack theft

November 30, 2016

Horse owners, trainers and equine enthusiasts should take every precaution when storing their tack because there can be a high risk of having it stolen.

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Lycetts appoints specialist Motor Claims Handler

November 2, 2016

As many individuals in business become increasingly generalist, there is still an important role for specialists. Those with professional qualifications and an in depth skill set in a niche area can improve service levels and provide tangible benefit for clients.

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Race Horse insurance – The upward trend

October 20, 2016

By anyone’s reckoning, owning a race horse is a high risk investment. With purchase prices ranging from a few thousand to several hundred guineas and training fees in the region of £20,000 a year, it is only the very best horses that provide a return on investment.

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