Equine Insurance

We Know Equine Property Insurance

If your property has outbuildings, stabling, an arena or gallops or you operate an equestrian business from your home, you should be aware that a conventional home insurance policy may not be suitable for your needs.

Here at Lycetts, we understand that it is impossible for you to separate your home life from your equestrian interests; your hobby and your business is one and the same. Therefore, we have created an equine property insurance policy which is designed specifically to suit you.


In addition to the house, staff accommodation and yard buildings, you can add your business contents to this policy haylage, bedding, feed, tack and machinery, such as horse walkers, can be listed individually on the policy. Our success is due to the personal replationships that we have with many of our clients and we prefer to meet them at their property wherever possible.

"Our success is due to the personal relationships we have with many of our clients. We are keen to meet on site wherever possible, in order to understand and advise on your particular requirements"

Will McCarter 3

William McCarter


Our Equine Property Products

A feature which has been specifically designed for the needs of our equestrian clients is...

read more

A number of our clients live and work from houses and yards which they rent. As they don't...

read more

How to claim equine property insurance.

In the event of an equine property-related claim, please follow these guidelines:


  • Report immediately to the police any theft or loss and obtain a crime reference report.
  • Secure or make safe the property immediately.
  • Report the claim to Lycetts within 30 days to enable the claim to be lodged with the insurer.
  • Losses over £2,000 are usually handled by a loss adjuster or the insurer’s own claims inspectors.
  • Two estimates are required for any works or replacement items.
  • It is useful to keep a record of receipts / valuations / photographs for fine art and valuables.
  • Claims are settled at the insurer’s option either by replacement, reinstatement, repair or payment.


For further information about equine liability or equine claims, please click here.

Have you thought about...

Due to the increasing number of claims being made against Equestrian Businesses, Lycetts...

read more

Lycetts offers employers liability insurance that caters specifically for tree surgeons...

read more

Lycetts arranges insurance for a large number of the training establishments and stud...

read more

One of the UK’s leading estate insurers, Lycetts offers rural businesses and homes an...

read more

Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

Previous Next
Tom Forster 3

Tom Forster

Divisional Director

Anna Goodley 3

Anna Goodley

Account Executive

Charlotte Alexander 3

Charlotte Alexander

Account Executive

Jo Parkes

Account Handler

Jenny Roche

Account Handler/Technical Support

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

To transfer or not? When it comes to Defined Benefit pension schemes, that is the question.

February 2, 2017

Defined Benefit (DB) Pensions are the Rolls Royce of pensions. These gold-plated pensions give a defined level of inflation-proofed income in retirement. However, like a Rolls Royce they are very expensive, which is why most employers no longer offer them to new employees.

read more

Personal Tax update for the 2017/2018 tax year

January 25, 2017

Compared to George Osborne’s statements and budgets in 2015 the new Chancellor had few surprises in last year’s Autumn Statement for investors and savers. The most noteworthy changes are to Income Tax thresholds, a new enhanced Residence Nil Band tax rate and new Lifetime ISAs, all of which come into effect in the tax year...

read more


Our Offices

  • Newcastle

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

*Required fields