Rural Insurance

Farm & Agriculture Legal Expenses Insurance

Lycetts arranges cover for farming and estate clients so that they are covered in the event of a legal claim.

Legal expenses insurance, which is also referred to as legal protection insurance, covers policyholders for legal costs incurred by legal action. For any modern business, including rural enterprises such as farms and commercial estates, this cover is increasingly important. Employment disputes, tax inspections and property disagreements are on the rise, leaving landowners and rural businesses open to significant risk without the right insurance policy.


Lycetts has added legal expenses cover to most farm and estate policies at the time of renewal, such is its importance as a safety net for clients. The policy has been extended to include agricultural land tribunal hearings and single payment scheme protection. However, it can be further extended to include contract disputes and loss of a licence. Now a standard feature of all commercial rural policies, legal expenses insurance is a key part of any rural business insurance package.

How to claim legal expenses.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident. Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.


If the claim is to be for theft or malicious damage, please remember to report the incident to the police and obtain a crime reference number. On larger claims (in excess of £2,000), insurers may wish to appoint a loss adjuster, in which case your Lycetts team will provide advice on procedure. Regarding liability claims, it is essential that any potential claims are notified to Lycetts immediately and all correspondence is promptly forwarded to your Lycetts contact.

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