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Insurance Services

Any business requires insurance and this is especially true of those involving horses. With over 30 years experience Lycetts has a detailed knowledge of your specialist needs and we have just the policies for you. We can cover all of your requirements for employer's liability, public liability and property damage.

Although not an exhaustive list we, are able to include the following business descriptions:

  • Livery stable
  • Competition yards
  • Studs
  • Training establishments
  • Licenced riding schools
  • Horse transporters
  • Riding clubs
  • Freelance riding instructors & grooms
  • Driving clubs
  • Cross country course
  • Indoor show centres
  • Horse drawn vehicles used for hire

SUMMARY OF COVER (not all sections need to be selected)

Liability insurance

Employer's Liability

£10,000,000

Public Liability

£1,000,000 (£2,000,000 or £5,000,000 may be available at additional cost, depending on your exact business description)

To include, where appropriate, animals in your care, custody or control with limits of value for any one horse/pony of £10,000, £25,000 or up to £50,000.

Property damage

We are able to arrange cover for buildings, contents, tack, tools, equipment, feed, stock and other property used in association with your business.

Business interruption insurance is available in order to protect your income following damage by an insured peril.

Excess

The public and employer's liability sections are not subject to any excess (other than an excess of £500 in respect of damage to third party property).

The excess for the care, custody and control extension is £500.

Varying levels of excess apply to the property damage section and you will be advised of these at the time of quotation.

Require more information? email info@lycetts.co.uk

 

If you would like a quote for this product, please use this link to proceed to the Equestrian Business quote page