If your home is a high value property, Lycetts can access a specialist buildings insurance policy on your behalf which will provide you with the most comprehensive cover available at a competitive premium. We understand that no two properties are alike and your account executive will choose the most appropriate insurer for your property, whether it be a town or country property, a new build or a historic listed building.
We also recognise the importance of trying to ensure that your current buildings sum insured is the estimated cost of re-building your house from scratch. Understandably, many people either guess the cost, base it on market value or take it from an inappropriate mortgage valuation. The result of these is that you may find yourself under insured in the event of a major flood or fire.
Many of the insurers on our panel will carry out a survey of your property at policy inception, which can help identify under-insurance. Lycetts also has close relationships with a number of specialist firms who can carry out a re-building survey on your behalf to establish what the current sum insured should be.
Factors that can affect the re-building calculation are:
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"Where you choose to live, the style of the home and its size are all very personal decisions. So it would seem foolish not to find the insurance you need in such a personal way too."Contact Jonathan
Legal expenses cover is included with most of the household insurance policies we arrange.read more
We're there even when you're not in your overseas property.read more
Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.
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Lycetts offers a range of estate property insurance, with high limits available for those...read more
Lycetts offers protection for businesses in the event of environmental disturbance or damage.read more
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Read more about developments both in insurance and at Lycetts.
August 18, 2017
Tree surgery and forestry are high risk occupations. This is mainly due to the use of potentially dangerous and powerful equipment combined with the need to work several metres from the ground. With the risk of injury high, the major challenge when dealing with insurance for the arboricultural and forestry industries is the issue of...read more
August 15, 2017
With agricultural incomes in decline and doubts about the future of subsidies, land managers are increasingly looking to farm diversification to generate revenue. Statistics from the Department for Environment, Food and Rural Affairs (Defra) show that one quarter of all farming businesses taking this route earned more money from...read more