Private Insurance

We Know Buildings Insurance

The soul of your home is in safe hands.

If your home is a high value property, Lycetts can access a specialist buildings insurance policy on your behalf which will provide you with the most comprehensive cover available at a competitive premium. We understand that no two properties are alike and your account executive will choose the most appropriate insurer for your property, whether it be a town or country property, a new build or a historic listed building.

 

We also recognise the importance of trying to ensure that your current buildings sum insured is the estimated cost of re-building your house from scratch. Understandably, many people either guess the cost, base it on market value or take it from an inappropriate mortgage valuation. The result of these is that you may find yourself under insured in the event of a major flood or fire.

 

Many of the insurers on our panel will carry out a survey of your property at policy inception, which can help identify under-insurance. Lycetts also has close relationships with a number of specialist firms who can carry out a re-building survey on your behalf to establish what the current sum insured should be.

 

Factors that can affect the re-building calculation are:

 

  • Contemporary designs
  • Listed properties
  • Extensive outbuildings
  • Recent home improvements that may have been overlooked

Get in touch

We’ve offices located all across the United Kingdom

And we’re always available for you by telephone or email whenever and wherever you need us.

Contact our expert directly or alternatively complete your details below to contact the team.

Free Gift Box

Free Inverawe Gift Box when you take out household insurance cover with us today

Contact Now

"Where you choose to live, the style of the home and its size are all very personal decisions. So it would seem foolish not to find the insurance you need in such a personal way too."

Contact Jonathan

Our Buildings Products

Legal expenses cover is included with most of the household insurance policies we arrange.

read more

We're there even when you're not in your overseas property.

read more

It's about every last detail with listed properties.

read more

Lycetts contract works insurance will cover your property while buiding work is ongoing....

read more

How to claim buildings insurance.

In the event of a claim, please notify your Lycetts account executive or claims handler as soon as possible, and certainly of the incident.

Some policies have strict time limits for notification of claims, so if there is a delay you may prejudice your claim.

For further detailed information, please click here.

Have you thought about...

Lycetts offers a range of estate property insurance, with high limits available for those...

read more

Lycetts offers protection for businesses in the event of environmental disturbance or damage.

read more

Shotguns have both a purpose and a beauty, their value is significant whether made a year...

read more

By putting an individual’s requirements at the forefront of the pension planning process...

read more

Our People

We provide our clients with more than just insurance solutions.

Our experienced staff understand your needs.

Previous Next
Christopher Cox 3

Christopher Cox

Director

Will McCarter 3

William McCarter

Divisional Director

Piers Plunket 3

Piers Plunket

Associate Director

James Innes 3

James Innes

Account Executive

Sue Hyne

Account Handler

Lycetts Insights

Lycetts Insights provides updates on topical issues and key events.

Read more about developments both in insurance and at Lycetts.

Horse mortality: when do horses die?

October 19, 2017

Our clients don’t often ask us ‘when do horses die’ but as specialist equine insurance brokers dealing with horse mortality cases we do have some insight into this.

read more

Fatalities in agriculture and the process of risk assessment

October 18, 2017

The fatal injury rate in agriculture is 18 times higher than average. In total 30 people were killed on British farms in the past year. HSE research shows that hazards include contact with electricity (10 per cent), injury by an animal (7 per cent) and falling from a height (7 per cent).

read more

LYCETTS LOCATIONS

Our Offices

  • Newcastle

  • Edinburgh

  • Exeter

  • London

  • Marlborough

  • Newmarket

  • Norfolk

  • Oxford

  • Shropshire

  • Surrey

  • Sussex

  • Yorkshire